The creation of a will document is often delayed until later in life
as people feel as though it is ‘too big’ or ‘too difficult’ a
conversation for their family to have. Yet other members of the family
often share these concerns. Taking the first step can bring a whole
sense of relief to the situation.
Remember it is YOUR decision
Don’t allow your will document to be lead by what you feel you SHOULD
do. It is YOUR decision as you are allocating assets you have worked
your whole life to acquire. If you feel someone present in your life
now, such as a friend,carer, neighbour, is more deserving of a mention
in your will than a long-lost/distant blood relative, it is absolutely
your prerogative. There are no rights and wrongs.
Think of the future, not just the here and now
When allocating your assets in a will, it is important to be
absolutely clear who you want to receive what. For example, it may be
appropriate to create trusts for grandchildren or great-grandchildren in
a will document, especially when a relationship breakdown has created
Make an informed decision
A will is one of the most important legal documents that you will
create. Research, research, research - there is a wealth of information
Outline your final wishes
Whilst you might find it a depressing thought, your will document is
also an opportunity to outline your final send off. If you want certain
music played or a certain theme, this is your chance to make it clear.
Take independent, sound advice
The best thing you can do when you are unsure how to move forward, is
to take independent legal advice. Solicitors specialising in wills and
inheritance will have heard of every conceivable family scenario you can
imagine so don’t hold back when outlining your fears or concerns.
Solicitors often start initial will consultations by simply listening
and giving practical advice, before moving onto legal matters.
For those aged 40-60
Speak to your parents
From our experience, people having initial will consultations tend to
be in their 40s & 50s. If you are taking the first step to getting
your affairs in order, it provides a natural opportunity to ask your
parents about their own experiences to see if they should update or
create a will.
Set a review timetable
If you are creating a document in your 40s or 50s, it is perfectly
plausible you will become a grandparent before you die. Resolve to
regularly review your document to ensure that it reflects your current
circumstances. Caldendarise appointments to review your will every 2
Be wary of ‘horror stories’
Everybody knows somebody who will recount a story of a complete
family breakdown due to a will disagreement. From our experience
however, the lack of a will is a far greater issue. By taking
responsible action to create a will document in middle age, you are
actually protecting your family from these disputes later in life.
Audit your assets
If you are developing a will document at this age, make sure you
create a thorough audit of your assets, Will documents are designed to
assign more than just cash and property. For example, assigning roles
within a family business after your time is a critical detail that could
For those in their 20s & 30s
You are never too young
In your 20s and 30s, you may feel that creating a will is decades
away. However, in today’s digital world you have greater assets in your
20s than any generation that has gone before. For example, simple things
such as who controls your social media profiles in the event of your
sudden passing are a unique consideration for this generation’s young
Get in the habit
If you create a will at a young age, you are more likely to update it
at regular intervals and be aware of the impact of sudden family
changes on the status of your document.
Appoint a Guardian
You are likely to become a parent at some point in your 20’s or 30’s.
Ensure any will document that you create outlines who you want your
child’s legal guardian to be should something happen to you and your
Make the process part of a property purchase
First-time buyers tend to be in their 20’s or 30’s. As you are making
the biggest financial commitment of your lifetime, it makes perfect
sense to use the opportunity to safeguard your family’s future at the